Who Can Get A Grant
The federal government awards grants to organizations including:
- State and local governments
- Non-profit organizations
- Businesses
The intent of most grants is to fund projects that will benefit specific parts of the population or the community as a whole. What you might see about grants online or in the media may not be true. The federal government does not offer grants or free money to individuals to start a business or cover personal expenses. For personal financial assistance, the government offers federal benefit programs. These programs help individuals and families become financially self-sufficient or lower their expenses.
Key Federal Funding Sources
Assistance Listings at SAM.gov Official descriptions of more than 2,200 federal assistance programs can be found on SAM.gov. The website, produced by the General Services Administration , is currently in beta, and it houses federal assistance listings previously found on the now-retired Catalog of Federal Domestic Assistance . Each federal assistance program has a corresponding CFDA program number these CFDA numbers are still used as numerical program identifiers. Programs are searchable at the “Assistance Listings” domain at SAM.gov descriptions are updated by departments and agencies, and they cover authorizing legislation, objectives, and eligibility and compliance requirements. The site will eventually be renamed SAM.gov. For current notices of funding availability, see Grants.gov or FedConnect.net.
State Single Points of Contact Under Executive Order 12372, some states require federal grants applicants to submit a copy of their application for state government level review and comment. The state offices listed here coordinate federal financial assistance and may direct federal development. For help in identifying state-level grants, other state government agencies websites may be found at: State and Local Agencies.
What Is A Grant From The Government
A grant is one of the ways the government funds ideas and projects to provide public services and stimulate the economy. Grants support critical recovery initiatives, innovative research, and many other programs. You can find a list of projects supported by grants in the Catalog of Federal Domestic Assistance . You can also learn about the federal grant process and search for government grants at Grants.gov.
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Federal Grants Funding & Benefit Programs
To sort through the federal grant programs, the authoritative source is the Catalog of Federal Domestic Assistance . This catalog lists all of the available funding programs to all levels of government, nonprofit organizations, for-profit businesses, and other eligible entities. Search Grants within Grants.gov allows you to search, filter, and apply for specific opportunities to receive funding from one of these programs.
Who Regulates The Stock Market
The principal regulator of the stock market in the U.S. is the Securities and Exchange Commission , established in 1934 by the Securities Exchange Act. It oversees the securities exchanges and securities firms as well as self-regulatory organizations such as the Financial Industry Regulatory Authority . It describes its mission as protecting investors, maintaining fair, orderly, and efficient markets, and facilitating capital formation.
The SEC also oversees the Securities Investor Protection Corp. , a private, nonprofit corporation that insures the securities and cash in the customer accounts of member brokerage firms if those firms fail .
Most types of securities sold in the U.S. must be registered with the SEC, although there are certain exceptions, such as limited private offerings and securities issued by municipal and state governments or the federal government. In general, broker-dealer firms that buy and sell securities must be registered with the SEC and be members of FINRA. Individual brokers must be registered with FINRA and licensed by their state securities regulator.
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Who Regulates Credit Unions
As with banks, credit unions in the United States can be regulated on the federal or state level, depending on how they are chartered.
Federal credit unions are chartered and regulated by the National Credit Union Administration , an independent federal agency established in 1970. The NCUA also insures deposits at federal credit unions, much like the FDIC does for its member banks.
State-chartered credit unions are regulated by their respective states. Some also may be insured through the NCUA.
Scam Alert From The Better Business Bureau
May 22, 2014 – Better Business Bureau of Minnesota and North Dakota is warning the public about grant scams. Recently BBB received a report from a consumer who stated they were contacted by The Washington D.C. Grant Department about being approved for a $7,000 grant. Contacts like this are not uncommon and such notices are usually accompanied by requests to pay processing fees. BBB reminds people that federal grants are not issued for personal use, but are intended for institutions and non-profits to carry out projects with a public purpose.
“This is a scam that regrettably never goes out of vogue,” said Dana Badgerow, president and CEO of BBB of Minnesota and North Dakota. “And the people who carry it out are good at what they do they know what to say and how to say it, which is why everyone needs to be careful.”
Usually these grant “notifications” come via the phone, but people may also receive them through mail and email. These notices usually claim to be from the Federal Grants Administration or some other phony – though official-sounding – agency. Individuals who receive them are told they’re either eligible for or have been awarded a government grant.
Read about the latest scam alerts from BBB:
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Awards That Require A Cfda Program Number
All awards that have an award type of “federal” or “federal flow-through” require a CFDA program number to be entered in the Grants Management module of the RF business applications. Specifically, this number must be entered in the CFDA Number field of the Award Management form flexfield. Entries for this field are made from selections available in the list of values. The list of values contains all CFDA program numbers and is maintained by the RF central office.
Office Of The Comptroller Of The Currency
The Office of the Comptroller of the Currency is among the oldest of all the federal regulatory agencies, established in 1863 by the National Currency Act. Part of the Treasury Department, it regulates national banks, federal savings associations, and the operating subsidiaries of national banks and federal savings associations.
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Catalog Of Federal Domestic Assistance
“The Catalog of Federal Domestic Assistance is a government-wide compendium of Federal programs, projects, services, and activities that provide assistance or benefits to the American public. It contains financial and nonfinancial assistance programs administered by departments and establishments of the Federal government. As the basic reference source of Federal programs, the primary purpose of the Catalog is to assist users in identifying programs that meet specific objectives of the potential applicant, and to obtain general information on Federal assistance programs. In addition, the intent of the Catalog is to improve coordination and communication between the Federal government and State and local governments. Programs selected for inclusion in the Federal assistance data base are defined as any function of a Federal agency that provides assistance or benefits for a State or States, territorial possession, county, city, other political subdivision, grouping, or instrumentality thereof any domestic profit or nonprofit corporation, institution, or individual, other than an agency of the Federal government.”
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Who Regulates Mortgage Lenders
Because mortgage lenders are primarily banks, credit unions, and savings and loans, they are regulated to a large extent by the relevant federal agency listed above. The Consumer Financial Protection Bureau has supervisory authority over nonbank mortgage originators and servicers, as well as over banks, thrifts, and credit unions with assets over $10 billion, and their affiliates, regarding their compliance with federal consumer financial laws.
Mortgage loan officers and mortgage brokers are licensed by the states.
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Unknown Cfda Program Numbers
If the CFDA program number is unknown, or if it is not included in the proposal and/or award documentation, then the agency making the award should be contacted to obtain the correct CFDA program number. If after contacting the awarding agency you still do not have a valid number, the general number for the agency may be used. The general number does not identify the specific program, but it will ensure that expenditures are reported under the correct agency in the Annual A-133 Schedule of Expenditures of federal and federal flow-through awards. The general number should only be used when all attempts to obtain the correct number have been exhausted. For a complete list of general numbers, refer to the CFDA General Federal Agency Numbers section of this document.
Information About Federal Assistance Listings And The Catalog Of Federal Domestic Assistance
In 1977 Congress passed the Federal Program Information Act. This Act established a comprehensive and centralized foundation for the annual publication of federal domestic assistance programs. The General Services Administration maintains the federal assistance information data base from which Assistance Listings are published on SAM.gov and the Catalog of Federal Domestic Assistance is published.
beta.SAM.gov provides detailed, public descriptions of federal assistance listings available to State and local governments federally recognized Indian tribal governments, Territories of the United States domestic public, quasi- public, and private profit and nonprofit organizations and institutions specialized groups, and individuals.
The primary purpose is to assist potential applicants in identifying programs which meet their specific objectives and to provide general information on federal assistance programs.
- For a list of EPA’s Discretionary grant programs see EPA Discretionary Grant Programs
Grants And Federal Domestic Assistance
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Guidance and key resources to help eligible grantseekers find information on federal grants, loans, and nonfinancial assistance, as well as on private funding. Prepared by the Congressional Research Service for the U.S. Senate, updated July 2019. |
How Federal Agencies Use Grant Money
The Federal government uses two kinds of grants:
An important point: More Federal money is available from programs administered by States and localities than from the Federal government. For example, in the past, the Department of Health and Human Services has awarded significantly more money to States and localities, which in turn made much of the money available to non-governmental organizations, than it gave directly to grant applicants. So, in addition to finding out moreabout grants from the Federal government, you will probably want to look into partneringwith your State and local government.
For more information resources on grants, please refer to the Additional Grant Resources section at the end of this booklet.
Search And Apply For Government Grants
To search or apply for grants, use the free, official website, Grants.gov. Commercial sites may charge a fee for grant information or application forms. Grants.gov centralizes information from more than 1,000 government grant programs. It’s designed to help states and organizations find and apply for grants.
Cfda: What Is It And Why Does It Matter
The federal governments Catalogue of Federal Domestic Assistance helps users identify federal assistance programs and improves coordination
CFDA is the federal governments Catalogue of Federal Domestic Assistance. If youre reading this article looking for federal program information, youve come to the right place. If youre looking for the Cowboy Fast Draw Association or the Council of Fashion Designers of America, youre in the wrong part of the internet.
The CFDA is a government-wide listing of all the financial and non-financial assistance programs administered by the federal government. The Government Services Administration is responsible for keeping the CFDA current. The CFDA has two main purposes:
How Best To Find Information
Who Regulates Cryptocurrencies Like Bitcoin
Cryptocurrencies like bitcoin are largely unregulated. However, according to the National Conference of State Legislatures, 33 states plus Puerto Rico had legislation regarding cryptocurrency pending in the 2021 legislative session, and 17 states had enacted legislation or adopted resolutions. So, regulation of some kind may be on its way.
Search By Program Number
66.001 Air Pollution Control Program Support66.009 Air Information Center66.032 State Indoor Radon Grants66.033 Ozone Transport66.034 Surveys, Studies, Investigations, Demonstrations and Special Purpose Activities relating to the Clean Air Act66.305 Compliance Assistance-Support for Services to the Regulated Community and Other Assistance Providers66.306 Environmental Justice Collaborative Problem-Solving Grants66.418 Construction Grants for Wastewater Treatment Works66.419 Water Pollution Control: State and Interstate Program Support66.424 Surveys, Studies, Demonstrations and Special Purpose Grants – Section 1442 of the Safe Drinking Water Act66.432 State Public Water System Supervision66.433 State Underground Water Source Protection
66.436 Surveys, Studies, Investigations, Demonstrations, and Training Grants and Cooperative Agreements – Section 104 of the Clean Water Act66.437 Long Island Sound Program66.439 Targeted Watershed Initiative66.454 Water Quality Management Planning66.456 National Estuary Program66.458 Capitalization Grants for State Revolving Funds66.460 Nonpoint Source Implementation Grants66.461 Wetlands Grants66.463 Water Quality Cooperative Agreements66.466 Chesapeake Bay Program66.467 Wastewater Operator Training Grant Program 66.468 Capitalization Grants for Drinking Water State Revolving Fund66.469 Great Lakes Program
Who Regulates The Insurance Industry
The insurance industry in the U.S. is overseen primarily on the state level, and regulations can vary from state to state. To do business in a state, insurers must be licensed by that states insurance department. Insurance salespeople also must be licensed.
State insurance departments set a number of rules, including capital and surplus requirements, to make it more likely that insurers will be able to pay their policyholders claims. They also may have the authority to review and approve or reject proposed rate increases.
To protect policyholders against insurer insolvencies, states also have guaranty associations, which will cover claims up to certain limits.
In 2010, the Dodd-Frank Wall Street Reform and Consumer Protection Act established the Federal Insurance Office , as part of the U.S. Treasury Department. The office has no regulatory authority but serves in an advisory capacity to monitor the industry, particularly the extent to which traditionally underserved communities and consumers have access to affordable non-health insurance products.
Scam Alert From The Council On Financial Assistance Reform
According to reports, the scam artist claims to represent the COFAR when contacting the individual. Victims are told they have been selected to receive a government grant ranging from $5,000 to $25,000. In order to receive the grant money, the representative explains a “processing fee” ranging between $150 and $700 must be paid and asks individuals for bank account information.The COFAR is not a grant making organization and has been disbanded. The COFAR will never request banking information, social security numbers or other personally identifiable information to facilitate the issuance of a “grant”. Grants are not benefits or entitlements. A federal grant is an award of financial assistance from a federal agency to a recipient to carry out a public purpose of support or stimulation authorized by a law of the United States.
If you think you may have been a victim of a government grant scam, file a complaint with the FTC online, or call toll-free, 1-877-FTC-HELP TTY: 1-866-653-4261.
The FTC enters Internet, telemarketing, identity theft, and other fraud-related complaints into Consumer Sentinel, a secure online database available to hundreds of civil and criminal law enforcement agencies in the U.S. and abroad. Click here for more information: